ONE Nation Energy is Fully Licensed, Bonded, and Insured.

When you hire ONE Nation Energy for solar installation, roofing, construction, or
fiber work, you're working with a licensed, fully insured contractor backed by
75 years of family contractor heritage.

Our credentials are verifiable. Our insurance is current and comprehensive.
Our commitment to protecting you and your property is absolute.

California CSLB Contractor License: 746319 (General B, C10)
Flores Plumbing & Heating – CSLB License #124464 (Founded 1951)
Three generations of continuous California contractor licensure since 1951.

OUR INSURANCE COVERAGE DETAILS

Certificate of Liability Insurance Issued: July 27, 2026

All policies current and in force through July 2027

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GENERAL LIABILITY INSURANCE

Carrier: State Compensation Insurance Fund

Policy #: NN2026867

Effective: July 21, 2026 | Expires: July 21, 2027

Coverage Limits:

• Each Occurrence: $1,000,000

• General Aggregate: $2,000,000

• Products/Completed Operations: $2,000,000

• Medical Expense (per person): $5,000

• Fire Damage (per premises): $50,000

• Personal & Advertising Injury: $1,000,000

What This Covers: If accidental property damage occurs during installation

(roof damage, structural issues, broken windows, etc.), our liability insurance

pays for repairs — not your homeowner's insurance.

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WORKERS' COMPENSATION & EMPLOYERS' LIABILITY

Carrier: State Compensation Insurance Fund

Policy #: 9404808-2026

Effective: July 1, 2026 | Expires: July 1, 2027

Coverage Limits:

• Each Accident: $1,000,000

• Disease (each employee): $1,000,000

• Disease (policy limit): $1,000,000

What This Covers: If a crew member is injured on your property, workers'

compensation insurance covers their medical care and lost wages — not your

homeowner's insurance. This is mandatory in California and protects both the

worker and you.

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AUTOMOBILE LIABILITY

Carrier: Kemper/Infinity Select Insurance

Policy #: 50036401801

Effective: July 6, 2026 | Expires: July 6, 2027

Coverage Limits:

• Combined Single Limit: $1,000,000

What This Covers: All company vehicles used for material transport and job site

access are insured. This covers any vehicle-related damage during the course of

your project.

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ADDITIONAL COVERAGE

Carrier: Nautilus Insurance Company

This policy covers specialized risks associated with roofing, solar, and

construction work.

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📋 Download Current Insurance Certificate (PDF)

Certificate #1164015818 | Issued July 27, 2026

Valid through July 2027

[Insert clickable PDF link here]

Note: This is your complete Certificate of Liability Insurance. You can forward

this directly to your lender, insurance company, or HOA for verification.

WHY CONTRACTOR INSURANCE MATTERS

When we're working on your home or commercial property, our insurance

protects both of us:

FOR YOU (Homeowner or Business Owner):

✓ Property damage is covered by us, not your homeowner's insurance

✓ Worker injuries are covered by us, not your homeowner's insurance

✓ You have legal recourse if something goes wrong — our insurance backs our

work guarantee

✓ Your lender or HOA can verify we're bonded and insured before work begins

✓ Your property insurer gets peace of mind that a professional contractor is

on site

FOR YOUR INSURANCE COMPANY:

✓ Before approving a roofing permit or solar installation, many insurers

require proof of contractor insurance

✓ Our coverage limits ($1-2M) are industry-standard and meet most

underwriter requirements

✓ Our 75-year family contractor heritage demonstrates financial stability

and established business practices

FOR YOUR LENDER OR HOA:

✓ If you're financing solar or a roof, your lender may require proof of

contractor insurance before disbursement

✓ Our credentials are clear, verifiable, and complete

✓ We can be added as "additional insured" on our general liability policy

for your lender's protection


Download Certificate (PDF)

Frequently Asked Questions

  • We carry active, verified insurance through State Compensation Insurance Fund (workers' comp), State Fund (general liability), Kemper/Infinity (auto), and Nautilus (additional coverage). You can download our Certificate of
    Liability Insurance above and forward it to your lender, insurer, or HOA for direct verification. All policies are current through July 2027.

  • General liability covers accidental damage to your property (roof damage, broken windows, etc.). Workers' compensation covers medical care and lost wages
    if a crew member is injured on your property. Both are required by California law.

  • Our general liability insurance ($1M per occurrence) covers accidental
    property damage. You file a claim with our insurer, not your homeowner's
    insurance. This is one of the main reasons to hire a licensed, insured
    contractor.

  • Our workers' compensation insurance covers 100% of medical care, rehabilitation, and lost wages. The injured worker is covered — your homeowner's insurance is not involved. This is mandatory in California.

  • Not required, but some homeowners do request we be added as "additional insured" on our general liability policy for their lender's protection. We can facilitate this — just ask.

  • Yes. Our Certificate of Liability Insurance is issued by a major insurance carrier (State Compensation Insurance Fund) and meets standard underwriting
    requirements for solar installations, roofing, and construction loans. Download the certificate above and send it directly to your lender's underwriter.

  • You can contact our insurance broker directly with your certificate number (1164015818) and they'll confirm all policies are active and current. Most insurers and lenders prefer this approach for due diligence.

  • Yes. Our general liability limit is $1,000,000 per occurrence and $2,000,000 aggregate — well above industry-standard minimums. Most lenders require $1M minimum; we have that covered. For projects exceeding $1M, we can obtain additional coverage or an umbrella policy upon request.

  • Our insurance remains in force even if the company dissolves. Any claims related to work performed are still covered by our current policies through July 2027. Additionally, California's Contractors' License Board can pursue claims against our bond for unfinished work.

  • Contractors who don't publish specific insurance information, carrier names, and coverage limits often either (a) have minimal coverage, (b) want to hide
    exclusions, or (c) have had claims denied in the past. We publish our full details because we stand behind our coverage and have nothing to hide.